Mnemonic tip for Subterfuge:
Sab ko chahiye REFUGE?
What does refuge mean?
As a noun, it means a safe shelter.
Why do you need it?
Obviously, you used too many subterfuges and now you need some protection.
Meaning of Subterfuge:
1. Something intended to misrepresent the true nature of an activity; “he wasn’t sick–it was just a subterfuge”